As a mid-life learner of Acoustic Guitar, my collection is extremely humble and comprises of 2 beginner-level (i.e. laminated, entry-level range) steel-string acoustic guitars - both of which are cut-away, and a Yamaha C40 entry-level nylon-string full-size classical guitar (that by the way has the best sound) that is not cut-away.
As I'm beginning to play a bit more fingerstyle and would like to do so on steel-string guitar as well, I've thus started looking for wider-nut steel-string (as the 2 of the steel-strings have very narrow nut-width).
I think I've found a good mid-range solid-wood guitar that I like, that sounds quite nice, has good reviews and fits my budget. However, it is OM-sized model, with wide nut, and with the neck joining the body at the 12th fret, but is a non-cut away model. This means that a significant portion of the fretboard is harder to access, although for much of what I've been playing so far it might not be an immediate concern.
However I do wish to extend my range of playing and cover more of the fretboard for the higher notes. So, I'm wondering as to how much of a trouble, hinderance, inconvenience shall the lack of cut-away (right from 12th fret) be ? Is it significant enough to consider not buying this specific model (as I'm unlikely to be able to invest in yet another guitar anytime soon).
In what ways would the lack of 'cut-away' limit my playing ? Considering that I'm pretty much a learner. I would like to play more and more solo, but mixed with rhythm playing as well.